Debit Notes Cost Limits Get Gigantic Effect On Payday Advance Loan and Overdraft Charges A unique report because of the financial analysis company, Moebs providers, sheds some light regarding the carried on problems your Durbin modification possess wreaked on banking companies and buyers. The amendment, a last-minute supply of the 2010 Dodd-Frank Act, capped the charges that merchants spend to a bank whenever a consumer utilize a bank’s debit card